/* ══════════════════════════════════════════════════════════════════════════
   Tax Appeal HQ — site.css · design system v2 ("editorial")
   One stylesheet for the 20 marketing-shell pages (index, monitor, contact,
   and the 17 article-template pages). /start/ and the legal pages are
   deliberately self-contained — do NOT link this file there.
   v2 direction: flat/hairline surfaces, Fraunces-forward type, brass reserved
   for thin rules, eyebrows, and ONE primary CTA per page. No stripe cards,
   no gradients, no motion. Bump the ?v= query on every change to this file.
   ══════════════════════════════════════════════════════════════════════════ */

:root {
  --charcoal: #15181E;
  --navy: #0E2A47;
  --navy-deep: #0A1F35;
  --brass: #C19A4B;
  --brass-hi: #D4AF5F;
  --bone: #F7F3EC;
  --card: #FFFFFF;
  --slate: #5A6470;
  --ink: #1B2430;
  --green: #2F6B4F;
  --green-tint: #EAF2EE;
  --line: #E4DCCB;                        /* warm neutral hairline (was brass-tinted) */
  --line-dark: rgba(247,243,236,0.14);    /* hairline on navy/charcoal surfaces */
  --brassline: rgba(193,154,75,0.35);     /* deliberate brass rule */
  --radius: 3px;
  --shadow-sm: 0 1px 2px rgba(10,31,53,0.06);
  --shadow-pop: 0 10px 24px rgba(10,31,53,0.10); /* reserved: autocomplete dropdown */
  --serif: 'Fraunces', Georgia, 'Times New Roman', serif;
  --sans: 'Inter', system-ui, -apple-system, sans-serif;
}

/* ── Base ─────────────────────────────────────────────────────────────── */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--sans); color: var(--ink); background: var(--bone);
  font-size: 17px; line-height: 1.65; -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.12; letter-spacing: -0.01em; margin: 0; }
p { margin: 0 0 1.1em; }
a { color: inherit; }
img { max-width: 100%; }

.wrap { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 28px; }
.eyebrow {
  font-family: var(--sans); font-size: 12.5px; font-weight: 700;
  letter-spacing: 0.22em; text-transform: uppercase; color: var(--brass);
  margin: 0 0 18px;
}
.rule { width: 56px; height: 1px; background: var(--brass); border: 0; margin: 22px 0; }
.rule.center { margin-left: auto; margin-right: auto; }

/* ── Buttons ──────────────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--sans); font-weight: 600; font-size: 16px;
  text-decoration: none; cursor: pointer; border: 0; border-radius: 2px;
  padding: 15px 26px; transition: background .18s ease, border-color .18s ease, color .18s ease;
  line-height: 1.1;
}
.btn-brass { background: var(--brass); color: var(--navy-deep); }
.btn-brass:hover { background: var(--brass-hi); }
.btn-navy { background: var(--navy); color: var(--bone); }
.btn-navy:hover { background: var(--navy-deep); }
.btn-ghost { background: transparent; color: var(--bone); border: 1px solid rgba(247,243,236,0.32); }
.btn-ghost:hover { border-color: var(--brass); color: var(--brass-hi); }
.btn-block { width: 100%; }

/* ── Header ───────────────────────────────────────────────────────────── */
header.site {
  position: sticky; top: 0; z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(193,154,75,0.25);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 70px; }
.wordmark { display: inline-flex; align-items: baseline; gap: 9px; text-decoration: none; color: var(--bone); }
.wordmark .mark { font-family: var(--serif); font-weight: 700; font-size: 21px; letter-spacing: -0.01em; color: var(--bone); }
.wordmark .hq {
  font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: 0.14em;
  color: var(--navy-deep); background: var(--brass);
  padding: 3px 7px; border-radius: 2px; transform: translateY(-2px);
}
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a.link {
  font-family: var(--sans); font-size: 14.5px; font-weight: 500; letter-spacing: 0.01em;
  color: rgba(247,243,236,0.82); text-decoration: none; transition: color .15s ease;
}
.nav-links a.link:hover { color: var(--brass-hi); }
.nav-links a.link[aria-current="page"] { color: var(--brass-hi); }
.nav .btn { padding: 11px 18px; font-size: 14.5px; white-space: nowrap; }
.nav-links { margin-left: auto; }
.nav-cta { display: flex; align-items: center; gap: 12px; margin-left: 26px; }
.nav-toggle { display: none; }
.nav-burger { display: none; cursor: pointer; padding: 8px 2px 8px 8px; -webkit-tap-highlight-color: transparent; }
.nav-burger span { display: block; width: 22px; height: 2px; background: var(--bone); margin: 5px 0; transition: transform .18s ease, opacity .18s ease; }

@media (max-width: 980px) {
  .nav-burger { display: block; }
  .nav-links {
    display: flex; position: absolute; top: 100%; left: 0; right: 0;
    background: var(--navy); flex-direction: column; align-items: stretch; gap: 0;
    padding: 4px 0 12px; border-bottom: 1px solid rgba(193,154,75,0.3);
    box-shadow: 0 16px 28px rgba(10,31,53,0.28);
    visibility: hidden; opacity: 0; transform: translateY(-10px); pointer-events: none;
    transition: opacity .24s ease, transform .3s cubic-bezier(.22,.7,.3,1), visibility 0s linear .3s;
  }
  .nav-toggle:checked ~ .nav-links {
    visibility: visible; opacity: 1; transform: none; pointer-events: auto;
    transition: opacity .3s ease, transform .34s cubic-bezier(.22,.7,.3,1);
  }
  .nav-links a.link {
    display: block; padding: 14px 28px; font-size: 16px; border-top: 1px solid rgba(247,243,236,0.07);
    opacity: 0; transform: translateY(-6px); transition: opacity .24s ease, transform .24s ease;
  }
  .nav-toggle:checked ~ .nav-links a.link { opacity: 1; transform: none; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(1) { transition-delay: .05s; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(2) { transition-delay: .09s; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(3) { transition-delay: .13s; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(4) { transition-delay: .17s; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(5) { transition-delay: .21s; }
  .nav-toggle:checked ~ .nav-links a.link:nth-child(6) { transition-delay: .25s; }
  .nav-toggle:checked ~ .nav-cta .nav-burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle:checked ~ .nav-cta .nav-burger span:nth-child(2) { opacity: 0; }
  .nav-toggle:checked ~ .nav-cta .nav-burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}
.nav-cta .cta-short { display: none; }
@media (max-width: 600px) {
  .nav { height: 60px; }
  .nav .wordmark img { height: 26px !important; }
  .nav-cta { gap: 10px; margin-left: 12px; }
  .nav .btn { padding: 9px 14px; font-size: 13.5px; letter-spacing: 0; }
  .nav-cta .cta-long { display: none; }
  .nav-cta .cta-short { display: inline; }
}

/* ── Hero (index / monitor) — daylight: light-luxe, money-positive ────── */
.hero {
  position: relative;
  background: linear-gradient(180deg, #FDFBF6 0%, var(--bone) 100%);
  color: var(--ink);
  padding: 78px 0 92px;
  border-bottom: 1px solid var(--line);
}
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: start; }
.hero h1 {
  font-size: clamp(40px, 5.6vw, 64px); color: var(--navy);
  line-height: 1.04; margin: 0 0 22px; letter-spacing: -0.02em;
}
.hero h1 .accent { color: #9A7B33; font-style: italic; font-weight: 500; }
.hero .subhead {
  font-size: 19px; line-height: 1.55; color: var(--slate);
  max-width: 540px; margin: 0 0 18px;
}
.hero .truthline {
  font-family: var(--serif); font-style: italic; font-size: 20px;
  color: #9A7B33; margin: 0 0 30px; font-weight: 500;
}
.hero .eyebrow { color: #9A7B33; }
.hero-pts { list-style: none; margin: 30px 0 0; padding: 0; display: grid; gap: 13px; }
.hero-pts li {
  display: flex; gap: 12px; align-items: flex-start;
  font-size: 15.5px; color: var(--ink);
}
.hero-pts li::before { content: "—"; color: var(--brass); font-weight: 600; flex: none; }
.hero-pts svg { display: none; } /* legacy check icons retired in v2 */
/* money-positive proof line under the hero points */
.hero .proofline {
  margin: 26px 0 0; padding-top: 18px; border-top: 1px solid var(--line);
  display: flex; flex-wrap: wrap; gap: 8px 26px;
  font-size: 13.5px; font-weight: 600; color: var(--green);
}
.hero .proofline span::before { content: "✓ "; color: var(--green); }

/* ── Forms (shared) ───────────────────────────────────────────────────── */
.field-label { display: block; font-size: 13px; font-weight: 600; color: var(--navy); margin: 0 0 7px; letter-spacing: 0.01em; }
.ac { position: relative; }
input[type="text"], input[type="email"], input[type="tel"], textarea, select {
  width: 100%; box-sizing: border-box; padding: 14px 14px;
  font-family: var(--sans); font-size: 16px; color: var(--ink);
  background: #fff; border: 1px solid #D6CFC2; border-radius: var(--radius);
  transition: border-color .15s ease, box-shadow .15s ease;
}
input::placeholder, textarea::placeholder { color: #9aa3ad; }
input:focus, textarea:focus, select:focus {
  outline: none; border-color: var(--brass);
  box-shadow: 0 0 0 2px rgba(193,154,75,0.15);
}
textarea { min-height: 120px; resize: vertical; line-height: 1.55; }
select {
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235A6470' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px;
}
label.fld { display: block; margin-bottom: 16px; }
.suggest {
  list-style: none; margin: 0; padding: 0; position: absolute; top: calc(100% - 1px); left: 0; right: 0;
  z-index: 40; background: #fff; border: 1px solid var(--brass); border-top: 0;
  border-radius: 0 0 var(--radius) var(--radius); box-shadow: var(--shadow-pop);
  max-height: 252px; overflow-y: auto;
}
.suggest li { padding: 11px 14px; font-size: 14.5px; color: var(--ink); cursor: pointer; border-top: 1px solid #F0EBE0; }
.suggest li:first-child { border-top: 0; }
.suggest li:hover, .suggest li.active { background: var(--bone); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.err { display: block; color: #A83232; font-size: 12px; font-weight: 600; margin-top: 5px; }
input.bad, textarea.bad { border-color: #A83232 !important; }
.trustline {
  margin: 16px 0 0; font-size: 12.5px; line-height: 1.55; color: var(--slate);
  display: flex; gap: 8px; align-items: flex-start;
}
.trustline svg { flex: none; margin-top: 2px; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

/* ── Lookup card (index hero) ─────────────────────────────────────────── */
.lookup {
  background: var(--card); color: var(--ink);
  border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 30px 30px 32px;
}
.lookup h2 { font-size: 23px; color: var(--navy); margin: 0 0 6px; }
.lookup .l-sub { font-size: 14.5px; color: var(--slate); margin: 0 0 20px; line-height: 1.5; }

/* result cards (JS-emitted markup — class names frozen) */
.result { margin-top: 22px; }
.result[hidden] { display: none; }
.result-card {
  border-radius: var(--radius); padding: 22px;
  border: 1px solid var(--line); background: var(--bone);
}
.result-card.win { background: var(--green-tint); border-color: rgba(47,107,79,0.3); }
.result-card.steady { background: #F2F4F7; border-color: rgba(14,42,71,0.22); }
.res-row { display: flex; flex-wrap: wrap; gap: 8px 28px; margin-bottom: 14px; }
.res-stat .k { font-size: 11.5px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); margin: 0 0 2px; }
.res-stat .v { font-family: var(--serif); font-size: 26px; font-weight: 600; color: var(--navy); line-height: 1; }
.res-jump {
  display: inline-flex; align-items: center; gap: 7px;
  font-family: var(--sans); font-weight: 700; font-size: 14px;
  padding: 6px 12px; border-radius: 2px; margin: 4px 0 14px;
}
.res-jump.up { background: rgba(193,69,69,0.10); color: #A83232; }
.res-jump.flat { background: rgba(14,42,71,0.08); color: var(--navy); }
.verdict { font-family: var(--serif); font-size: 19px; font-weight: 600; line-height: 1.28; color: var(--ink); margin: 0 0 6px; }
.verdict.win { color: var(--green); }
.verdict-sub { font-size: 14.5px; color: var(--slate); margin: 0; line-height: 1.5; }
.res-note { font-size: 12px; color: var(--slate); margin: 14px 0 0; }
.res-trend { color: var(--slate); font-style: italic; }

/* lead form (revealed) */
.lead { margin-top: 20px; border-top: 1px solid var(--line); padding-top: 22px; }
.lead[hidden] { display: none; }
.lead h3 { font-size: 18px; color: var(--navy); margin: 0 0 4px; }
.lead p.lead-sub { font-size: 14px; color: var(--slate); margin: 0 0 16px; }
.lead .row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.lead label { display: block; margin-bottom: 12px; }
.lead-ok, .form-ok {
  text-align: center; padding: 28px 20px;
  background: var(--green-tint); border: 1px solid rgba(47,107,79,0.3);
  border-radius: var(--radius);
}
.lead-ok .check, .form-ok .check { width: 46px; height: 46px; margin: 0 auto 12px; display: block; }
.lead-ok h3, .form-ok h3 { color: var(--green); font-size: 20px; margin: 0 0 6px; }
.lead-ok p, .form-ok p { font-size: 14.5px; color: var(--ink); margin: 0; line-height: 1.55; }


/* ── The jewel: navy assessment card on the daylight hero ─────────────── */
.lookup-navy {
  background: linear-gradient(168deg, var(--navy) 0%, var(--navy-deep) 100%);
  border: 1px solid var(--brassline);
  box-shadow: 0 24px 54px rgba(10,31,53,0.18);
}
.lk-eyebrow {
  display: flex; align-items: center; gap: 9px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--brass-hi); margin: 0 0 12px;
}
.lk-eyebrow::before { content: ""; width: 22px; height: 1px; background: var(--brass); }
.lookup-navy h2 { color: #fff; }
.lookup-navy .l-sub { color: rgba(247,243,236,0.72); }
.lookup-navy .field-label { color: var(--brass-hi); }
.lookup-navy input[type="text"], .lookup-navy input[type="email"], .lookup-navy input[type="tel"] { border-color: rgba(247,243,236,0.28); }
.lookup-navy .trustline { color: rgba(247,243,236,0.62); }
.lookup-navy .trustline svg path { stroke: var(--brass); }
.lk-gets { list-style: none; margin: 20px 0 0; padding: 16px 0 0; border-top: 1px solid rgba(247,243,236,0.14); display: grid; gap: 9px; }
.lk-gets li { font-size: 13.5px; line-height: 1.45; color: rgba(247,243,236,0.87); display: flex; gap: 9px; align-items: flex-start; }
.lk-gets li::before { content: "✓"; color: var(--brass-hi); font-weight: 700; flex: none; }
.lookup-navy .lead h3 { color: #fff; }
.lookup-navy .lead p.lead-sub { color: rgba(247,243,236,0.7); }
.lookup-navy .lead { border-top-color: rgba(247,243,236,0.16); }
.lookup-navy:focus-within { box-shadow: 0 28px 60px rgba(10,31,53,0.26); }

/* ── Trust bar ────────────────────────────────────────────────────────── */
.trustbar { background: var(--navy-deep); color: var(--bone); padding: 20px 0; border-bottom: 1px solid var(--line-dark); }
.chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px 34px; }
.chip { display: inline-flex; align-items: center; gap: 9px; font-size: 14px; font-weight: 500; color: rgba(247,243,236,0.9); }
.chip svg { flex: none; }
.chip .dot { width: 4px; height: 4px; border-radius: 50%; background: var(--brass); flex: none; }

/* ── Results register (static — motion retired in v2) ─────────────────── */
.ticker {
  background: var(--charcoal); color: var(--bone);
  border-top: 1px solid var(--line-dark);
  border-bottom: 1px solid var(--line-dark);
  padding: 22px 0;
}
.ticker-head {
  display: flex; align-items: baseline; justify-content: center; gap: 12px;
  margin: 0 0 14px; flex-wrap: wrap; text-align: center;
}
.ticker-head .tk-live {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--brass-hi);
}
.ticker-head .tk-live .pulse { display: none; } /* motion retired */
.ticker-head .tk-title { font-size: 13px; color: rgba(247,243,236,0.66); letter-spacing: 0.01em; }
.tk-empty {
  text-align: center; max-width: 640px; margin: 0 auto;
  font-family: var(--serif); font-style: italic; font-size: 17px; color: rgba(247,243,236,0.82);
  line-height: 1.45;
}
.tk-empty .tk-empty-sub {
  display: block; margin-top: 6px;
  font-family: var(--sans); font-style: normal; font-size: 12.5px; letter-spacing: 0.02em;
  color: rgba(247,243,236,0.5);
}
/* the belt renders once (no marquee duplication), wraps, sits still */
.tk-belt-mask { position: relative; overflow: visible; }
.tk-belt { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; width: auto; animation: none; }
.tk-card {
  flex: none; display: flex; align-items: center; gap: 14px;
  background: rgba(255,255,255,0.04); border: 1px solid var(--line-dark);
  border-radius: 2px; padding: 12px 18px; min-width: 230px;
}
.tk-card .tk-stat { display: flex; flex-direction: column; }
.tk-card .tk-v { font-family: var(--serif); font-size: 22px; font-weight: 600; color: var(--brass-hi); line-height: 1; }
.tk-card .tk-k { font-size: 10.5px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(247,243,236,0.6); margin-top: 4px; }
.tk-card .tk-div { width: 1px; align-self: stretch; background: var(--line-dark); }
.tk-card .tk-loc { font-size: 13px; color: rgba(247,243,236,0.82); font-weight: 500; line-height: 1.3; }
.tk-card .tk-loc .tk-zip { color: rgba(247,243,236,0.55); font-weight: 400; }
.tk-card .tk-sample {
  margin-left: 6px; font-size: 9.5px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--navy-deep); background: var(--brass-hi); border-radius: 2px; padding: 2px 6px; align-self: center;
}

/* ── Sections ─────────────────────────────────────────────────────────── */
section.band { padding: 88px 0; }
.band.bone { background: var(--bone); }
.band.white { background: #fff; }
.sec-head { max-width: 680px; margin: 0 0 52px; }
.sec-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.sec-head h2 { font-size: clamp(30px, 3.8vw, 44px); color: var(--navy); margin: 0 0 14px; }
.sec-head p { font-size: 18px; color: var(--slate); margin: 0; }

/* ── Steps (index) — editorial columns, hairline-divided ──────────────── */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid var(--line); }
.step { background: transparent; border: 0; border-radius: 0; box-shadow: none; padding: 34px 34px 8px 0; position: relative; }
.step + .step { border-left: 1px solid var(--line); padding-left: 34px; }
.step .num {
  font-family: var(--serif); font-size: 42px; font-weight: 500; color: var(--brass);
  border: 0; border-radius: 0; width: auto; height: auto; display: block;
  line-height: 1; margin-bottom: 16px;
}
.step h3 { font-size: 21px; color: var(--navy); margin: 0 0 9px; }
.step p { font-size: 15px; color: var(--slate); margin: 0; line-height: 1.58; }
.step .tag { display: inline-block; margin-top: 14px; font-size: 12px; font-weight: 700; color: var(--green); letter-spacing: 0.06em; text-transform: uppercase; }

/* ── Why-us block — flat navy panel ───────────────────────────────────── */
.why-block {
  background: var(--navy-deep);
  color: var(--bone); border-radius: var(--radius); overflow: hidden;
  display: grid; grid-template-columns: 1.15fr 0.85fr;
  border: 1px solid var(--line-dark); box-shadow: none;
}
.why-copy { padding: 56px 52px; }
.why-copy .eyebrow { color: var(--brass-hi); }
.why-copy h2 { font-size: clamp(28px, 3.4vw, 38px); color: var(--bone); margin: 0 0 20px; line-height: 1.12; }
.why-copy h2 em { color: var(--brass-hi); font-style: italic; font-weight: 500; }
.why-copy p { font-size: 17px; color: rgba(247,243,236,0.85); margin: 0 0 16px; line-height: 1.6; }
.why-copy p.kicker { font-family: var(--serif); font-style: italic; font-size: 19px; color: var(--brass-hi); margin: 22px 0 0; }
.why-compare { background: rgba(0,0,0,0.18); padding: 44px 40px; display: flex; flex-direction: column; justify-content: center; gap: 22px; border-left: 1px solid var(--line-dark); }
.cmp .cmp-label { font-size: 12px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; margin: 0 0 8px; }
.cmp.them .cmp-label { color: #C98B8B; }
.cmp.us .cmp-label { color: var(--brass-hi); }
.cmp ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.cmp li { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; color: rgba(247,243,236,0.88); line-height: 1.45; }
.cmp li svg { flex: none; margin-top: 3px; }
.cmp-div { height: 1px; background: var(--line-dark); }

/* ── Savings + freeze ─────────────────────────────────────────────────── */
.savings-grid { display: grid; grid-template-columns: 1fr 0.9fr; gap: 44px; align-items: center; }
.savings-copy h2 { font-size: clamp(28px, 3.6vw, 40px); color: var(--navy); margin: 0 0 16px; }
.savings-copy p { font-size: 17px; color: var(--ink); margin: 0 0 16px; }
.savings-copy .law { font-size: 14px; color: var(--slate); }
.freeze-card {
  background: var(--green-tint); color: var(--ink); border-radius: var(--radius); padding: 38px 34px;
  border: 1px solid rgba(47,107,79,0.3); box-shadow: none;
}
.freeze-card .fc-eyebrow { font-size: 12px; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--green); margin: 0 0 18px; }
.freeze-card .fig { font-family: var(--serif); font-size: 54px; font-weight: 600; color: var(--green); line-height: 1; margin: 0 0 6px; }
.freeze-card .fig small { font-size: 20px; color: var(--green); font-weight: 500; }
.freeze-card .fig-sub { font-size: 14.5px; color: var(--ink); margin: 0 0 24px; }
.freeze-years { display: flex; gap: 10px; }
.fy { flex: 1; text-align: center; background: #fff; border: 1px solid rgba(47,107,79,0.28); border-radius: 0; padding: 14px 6px; }
.fy .y { font-family: var(--serif); font-weight: 700; font-size: 19px; color: var(--green); }
.fy .l { font-size: 11px; color: var(--slate); letter-spacing: 0.04em; }
.freeze-card .fc-note { font-size: 12px; color: var(--slate); margin: 18px 0 0; }

/* ── FAQ (index + article) ────────────────────────────────────────────── */
.faq-list { max-width: 820px; margin: 0 auto; }
details.faq { border-bottom: 1px solid var(--line); padding: 6px 0; }
details.faq summary {
  list-style: none; cursor: pointer; padding: 20px 44px 20px 4px; position: relative;
  font-family: var(--serif); font-size: 20px; font-weight: 600; color: var(--navy);
  line-height: 1.3;
}
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after {
  content: "+"; position: absolute; right: 6px; top: 50%; transform: translateY(-50%);
  font-family: var(--serif); font-weight: 400; font-size: 28px; color: var(--brass); line-height: 1;
}
details.faq[open] summary::after { content: "\2013"; }
details.faq .ans { padding: 0 44px 22px 4px; }
details.faq .ans p { font-size: 16.5px; color: var(--slate); margin: 0 0 0.7em; line-height: 1.62; }
details.faq .ans p:last-child { margin-bottom: 0; }
details.faq .ans strong { color: var(--navy); }
details.faq .ans a.inl { color: var(--navy); text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 2px; font-weight: 500; }
details.faq .ans a.inl:hover { color: var(--brass); }
.faq-wrap { max-width: 720px; margin: 50px auto 0; }
.faq-wrap h2 { font-size: 26px !important; color: var(--navy); margin: 0 0 14px !important; }
.faq-group { max-width: 760px; margin: 40px auto 0; }
.faq-group:first-of-type { margin-top: 8px; }
.faq-group > h2 { font-size: clamp(22px, 2.7vw, 28px); color: var(--navy); margin: 0 0 6px; }
.faq-group > .gsub { font-size: 15px; color: var(--slate); margin: 0 0 10px; }

/* ── Guides index (v2 editorial list, homepage) ───────────────────────── */
.guides-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0 56px; border-top: 1px solid var(--line); }
a.guide-row {
  display: block; padding: 24px 4px 22px; text-decoration: none;
  border-bottom: 1px solid var(--line);
}
.guide-row .gk { font-size: 11px; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase; color: var(--brass); margin: 0 0 8px; }
.guide-row .gt { font-family: var(--serif); font-size: 20px; font-weight: 600; color: var(--navy); line-height: 1.22; margin: 0 0 7px; transition: color .15s ease; }
.guide-row .gd { font-size: 14.5px; color: var(--slate); line-height: 1.5; margin: 0; }
a.guide-row:hover .gt { color: var(--brass); }

/* legacy guide-card (any stragglers render flat, no stripe) */
a.guide-card {
  display: flex; flex-direction: column; background: var(--card);
  border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px 26px 24px; text-decoration: none; box-shadow: none;
  transition: border-color .15s ease;
}
a.guide-card:hover { border-color: var(--brass); transform: none; box-shadow: none; }
.guide-card .gk { font-size: 11px; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase; color: var(--brass); margin: 0 0 10px; }
.guide-card .gt { font-family: var(--serif); font-size: 20px; font-weight: 600; color: var(--navy); line-height: 1.22; margin: 0 0 9px; }
.guide-card .gd { font-size: 14.5px; color: var(--slate); line-height: 1.5; margin: 0 0 16px; }
.guide-card .gmore { margin-top: auto; font-family: var(--sans); font-size: 13.5px; font-weight: 700; color: var(--navy); display: inline-flex; align-items: center; gap: 6px; }
.guide-card:hover .gmore { color: var(--brass); }

/* ── CTA strip / inline CTA ───────────────────────────────────────────── */
.cta-strip {
  background: var(--navy-deep); color: var(--bone); text-align: center;
  padding: 80px 0; position: relative;
  border-top: 1px solid var(--brassline);
}
.cta-strip h2 { font-size: clamp(28px, 4vw, 44px); color: var(--bone); margin: 0 0 14px; }
.cta-strip p { font-size: 18px; color: rgba(247,243,236,0.82); margin: 0 0 28px; }
.cta-strip .truthline { font-family: var(--serif); font-style: italic; color: var(--brass-hi); font-size: 19px; margin-top: 24px; }

.cta-inline {
  background: var(--navy-deep); color: var(--bone);
  border-radius: var(--radius); padding: 34px 34px; margin: 44px auto;
  border: 1px solid var(--line-dark); border-top: 1px solid var(--brassline);
  box-shadow: none; max-width: 720px;
}
.cta-inline h3 { color: var(--bone); font-size: 24px; margin: 0 0 10px; }
.cta-inline p { color: rgba(247,243,236,0.84); font-size: 16.5px; margin: 0 0 20px; }
.cta-inline .truth { font-family: var(--serif); font-style: italic; color: var(--brass-hi); font-size: 16px; margin: 16px 0 0; }
.cta-inline .direct { font-size: 15px; color: rgba(247,243,236,0.85); margin: 14px 0 0; }
.cta-inline .direct a { color: var(--brass-hi); text-decoration: none; font-weight: 600; }
.cta-inline .direct a:hover { text-decoration: underline; }

/* ── "Meet Ryan" — the credibility centerpiece ────────────────────────── */
.ryan-grid { display: grid; grid-template-columns: 360px 1fr; gap: 64px; align-items: start; }
.ryan-grid--nophoto { grid-template-columns: 1fr; max-width: 760px; margin: 0 auto; }
figure.portrait { margin: 0; background: #fff; border: 1px solid #E0D8C8; padding: 10px; }
figure.portrait img { display: block; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; filter: none; }
figure.portrait figcaption {
  font-family: var(--sans); font-size: 11.5px; font-weight: 600; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--slate); text-align: center; padding: 10px 0 2px;
}
.ryan-copy h2 { font-size: clamp(28px, 3.4vw, 40px); color: var(--navy); margin: 0 0 18px; }
.ryan-copy p { font-size: 17.5px; color: var(--ink); margin: 0 0 1.15em; line-height: 1.65; }
.ryan-copy .closing { font-family: var(--serif); font-style: italic; font-size: 18px; color: var(--slate); }
.direct-line { border-top: 1px solid var(--line); margin-top: 26px; padding-top: 22px; }
.direct-line .dl-k { font-size: 12px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--brass); margin: 0 0 10px; }
.direct-line p { margin: 0 0 6px; font-size: 17px; }
.direct-line a {
  color: var(--navy); font-weight: 600; text-decoration: underline;
  text-decoration-color: var(--brass); text-underline-offset: 3px;
}
.direct-line a:hover { color: var(--brass); }
.direct-line .dl-note { font-size: 13.5px; color: var(--slate); margin-top: 8px; }

/* compact founder note (money pages, above footer) */
.ryan-band { background: var(--bone); padding: 0 0 64px; }
.ryan-note {
  display: flex; gap: 18px; align-items: center;
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  padding: 22px 4px; margin: 0 auto; max-width: 760px;
}
.ryan-note .rn-thumb { flex: none; width: 56px; height: 56px; object-fit: cover; border: 1px solid #E0D8C8; background: #fff; padding: 2px; }
.ryan-note p { margin: 0; font-size: 15px; color: var(--ink); line-height: 1.55; }
.ryan-note a { color: var(--navy); font-weight: 600; text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 2px; }
.ryan-note a:hover { color: var(--brass); }

/* ── Article template (17 pages) ──────────────────────────────────────── */
.art-head {
  background: linear-gradient(180deg, #FDFBF6 0%, var(--bone) 100%);
  color: var(--ink); padding: 62px 0 64px; position: relative;
  border-bottom: 1px solid var(--line);
}
.art-head .wrap { max-width: 820px; }
.crumbs { font-size: 13px; color: var(--slate); margin: 0 0 20px; }
.crumbs a { color: var(--navy); text-decoration: none; }
.crumbs a:hover { color: #9A7B33; }
.art-head h1 { font-size: clamp(32px, 4.6vw, 50px); color: var(--navy); line-height: 1.06; letter-spacing: -0.02em; margin: 0 0 18px; }
.art-head .standfirst { font-size: 19px; line-height: 1.55; color: var(--slate); margin: 0; }
.art-head .truthline { font-family: var(--serif); font-style: italic; font-size: 18px; color: #9A7B33; margin: 18px 0 0; font-weight: 500; }
.art-meta { margin: 22px 0 0; font-size: 13.5px; color: var(--slate); display: flex; flex-wrap: wrap; gap: 8px 18px; }
.art-meta .dot { color: var(--brass); }
.pdf-link { color: #9A7B33 !important; text-decoration: none; font-weight: 600; border: 1px solid rgba(154,123,51,0.45); border-radius: 2px; padding: 4px 12px; transition: background .15s ease, color .15s ease; }
.pdf-link:hover { background: var(--brass); color: var(--navy-deep) !important; }

.art-body { background: var(--bone); padding: 56px 0 72px; }
.col { max-width: 720px; margin: 0 auto; }
.col > * { max-width: 680px; }
.art-body h2 { font-size: clamp(24px, 3vw, 31px); color: var(--navy); margin: 46px 0 16px; }
.art-body h2:first-child { margin-top: 0; }
.art-body h3 { font-size: 21px; color: var(--navy); margin: 32px 0 10px; }
.art-body p { font-size: 17.5px; color: var(--ink); margin: 0 0 1.2em; }
.art-body ul, .art-body ol { margin: 0 0 1.4em; padding-left: 1.3em; }
.art-body li { margin: 0 0 0.6em; padding-left: 0.3em; }
.art-body li::marker { color: var(--brass); font-weight: 700; }
.art-body strong { color: var(--navy); }
.art-body a.inl { color: var(--navy); text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 2px; font-weight: 500; }
.art-body a.inl:hover { color: var(--brass); }
.lede { font-size: 19px !important; color: var(--slate) !important; }

.callout {
  background: var(--green-tint); border: 1px solid rgba(47,107,79,0.28);
  border-radius: var(--radius); padding: 20px 24px; margin: 30px 0;
}
.callout.warn { background: #FBF1EC; border-color: rgba(168,50,50,0.26); }
.callout.navy { background: #F1F4F8; border-color: rgba(14,42,71,0.22); }
.callout.gold { background: #FBF6EC; border-color: rgba(193,154,75,0.34); }
.callout p { margin: 0; font-size: 16.5px; }
.callout p + p { margin-top: 0.7em; }
.callout .lbl { font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); display: block; margin-bottom: 6px; }
.callout.warn .lbl { color: #A83232; }
.callout.navy .lbl { color: var(--navy); }
.callout.gold .lbl { color: #9A7B33; }

/* values grid (about) */
.vals { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 8px 0 14px; max-width: 720px; }
.valc { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 24px 22px; box-shadow: none; }
.valc h3 { font-size: 18px; color: var(--navy); margin: 0 0 7px; }
.valc p { font-size: 15px; color: var(--slate); margin: 0; line-height: 1.5; }

/* related / read-next */
.related { max-width: 720px; margin: 50px auto 0; border-top: 1px solid var(--line); padding-top: 30px; }
.related h2 { font-size: 22px !important; color: var(--navy); margin: 0 0 18px !important; }
.rel-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.rel-card {
  display: block; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 18px 20px; text-decoration: none; transition: border-color .15s ease;
  box-shadow: none;
}
.rel-card:hover { border-color: var(--brass); transform: none; box-shadow: none; }
.rel-card .rk { font-size: 11px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--brass); margin: 0 0 7px; }
.rel-card .rt { font-family: var(--serif); font-size: 17px; font-weight: 600; color: var(--navy); line-height: 1.25; margin: 0; }

/* CTA panels inside article bodies — the panel copy stays bone on navy
   (must out-rank the .art-body h2/h3/p ink rules above) */
.art-body .cta-inline h2, .art-body .cta-inline h3, .cta-inline h2 { color: var(--bone); font-size: 24px; margin: 0 0 10px; }
.art-body .cta-inline p { font-size: 16.5px; color: rgba(247,243,236,0.84); margin: 0 0 20px; }
.art-body .cta-inline p.truth { font-family: var(--serif); font-style: italic; color: var(--brass-hi); font-size: 16px; margin: 16px 0 0; }
.art-body .cta-inline p.direct { font-size: 15px; color: rgba(247,243,236,0.85); margin: 14px 0 0; }
.art-body .cta-inline strong { color: var(--bone); }

/* ── Pricing extras ───────────────────────────────────────────────────── */
.price-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin: 8px 0 14px; max-width: 720px; }
.price-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 26px 24px; box-shadow: none; }
.price-card .pc-k { font-size: 11.5px; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase; color: var(--brass); margin: 0 0 8px; }
.price-card .pc-fig { font-family: var(--serif); font-size: 34px; font-weight: 600; color: var(--navy); line-height: 1.05; margin: 0 0 8px; }
.price-card .pc-d { font-size: 15px; color: var(--slate); margin: 0; line-height: 1.5; }
.price-card.win { background: var(--green-tint); border-color: rgba(47,107,79,0.28); }
.price-card.win .pc-k { color: var(--green); }
.price-card.win .pc-fig { color: var(--green); }

/* ── How-it-works extras (editorial numbered flow) ────────────────────── */
.step-flow { margin: 10px 0 8px; max-width: 720px; }
.stepb { display: grid; grid-template-columns: 64px 1fr; gap: 20px; padding: 28px 0; border-top: 1px solid var(--line); }
.stepb:first-child { border-top: 0; }
.stepb .snum {
  font-family: var(--serif); font-size: 38px; font-weight: 500; color: var(--brass);
  border: 0; border-radius: 0; width: auto; height: auto;
  display: block; line-height: 1; padding-top: 4px;
}
.stepb .sbody h3 { font-size: 22px; color: var(--navy); margin: 4px 0 8px; }
.stepb .sbody p { font-size: 17px; color: var(--ink); margin: 0 0 0.7em; }
.stepb .sbody p:last-child { margin-bottom: 0; }
.stepb .stag { display: inline-block; margin-top: 12px; font-size: 12px; font-weight: 700; color: var(--green); letter-spacing: 0.06em; text-transform: uppercase; }

/* ── Methodology extras ───────────────────────────────────────────────── */
.tldr { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 26px; margin: 0 0 38px; box-shadow: none; }
.tldr p.k { font-size: 11.5px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--brass); margin: 0 0 10px; }
.tldr ul { margin: 0; padding-left: 1.2em; }
.tldr li { font-size: 16px; color: var(--ink); margin-bottom: 0.45em; }
.formula {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px 28px 24px; margin: 34px 0; box-shadow: none; max-width: 720px;
}
.formula .fk { font-size: 11.5px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--brass); margin: 0 0 14px; }
.formula .eq { font-family: var(--serif); font-size: clamp(19px, 2.6vw, 24px); color: var(--navy); line-height: 1.35; margin: 0 0 8px; }
.formula .eq .term { font-style: italic; font-weight: 500; }
.formula .eq .op { color: var(--brass); font-style: italic; padding: 0 4px; }
.formula .note { font-family: var(--sans); font-size: 14px; color: var(--slate); margin: 14px 0 0; }
.methods { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 26px 0 16px; max-width: 720px; }
.method { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 19px 21px; box-shadow: none; }
.method .mi { width: 40px; height: 40px; border-radius: 2px; display: flex; align-items: center; justify-content: center; margin: 0 0 13px; background: rgba(193,154,75,0.13); }
.method .mi svg { width: 21px; height: 21px; fill: none; stroke: var(--brass); stroke-width: 1.8; }
.method h4 { font-family: var(--serif); font-size: 16.5px; font-weight: 600; color: var(--navy); margin: 0 0 6px; line-height: 1.2; }
.method p { font-size: 13.8px; color: var(--slate); margin: 0; line-height: 1.5; }
.method.m2 .mi { background: rgba(14,42,71,0.09); }
.method.m2 .mi svg { stroke: var(--navy); }
.method.m3 .mi { background: var(--green-tint); }
.method.m3 .mi svg { stroke: var(--green); }
.wex { width: 100%; border-collapse: collapse; margin: 8px 0 4px; font-size: 16px; }
.wex caption { text-align: left; font-family: var(--sans); font-size: 11.5px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--brass); padding-bottom: 12px; }
.wex td { padding: 11px 6px; border-bottom: 1px solid var(--line); vertical-align: top; }
.wex td.lab { color: var(--slate); }
.wex td.val { text-align: right; font-weight: 600; color: var(--navy); font-variant-numeric: tabular-nums; white-space: nowrap; }
.wex tr.total td { border-bottom: 0; padding-top: 14px; }
.wex tr.total td.lab { font-weight: 700; color: var(--ink); }
.wex tr.total td.val { font-family: var(--serif); font-size: 21px; color: var(--green); }
.phase { margin: 56px 0 0; padding-top: 26px; border-top: 2px solid var(--brass); max-width: 720px; }
.phase .pk { font-family: var(--sans); font-size: 12.5px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--brass); margin: 0; }
.phase + h2 { margin-top: 8px !important; }
.print-only { display: none; }

/* ── Contact extras ───────────────────────────────────────────────────── */
.contact-grid { max-width: 960px; margin: 0 auto; display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 40px; align-items: start; }
.c-intro h2 { font-size: 27px; color: var(--navy); margin: 0 0 12px; }
.c-intro p { font-size: 17px; color: var(--ink); margin: 0 0 1.1em; }
.c-intro p.lede { font-size: 18.5px; color: var(--slate); }
.c-detail { margin: 24px 0 0; display: grid; gap: 16px; }
.cdet { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px 20px; box-shadow: none; }
.cdet .ck { font-size: 11.5px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--brass); margin: 0 0 6px; }
.cdet .cv { font-size: 17px; color: var(--navy); margin: 0; font-weight: 500; }
.cdet .cv a { color: var(--navy); text-decoration: underline; text-decoration-color: var(--brass); text-underline-offset: 2px; }
.cdet .cv a:hover { color: var(--brass); }
.cdet .cnote { font-size: 13.5px; color: var(--slate); margin: 5px 0 0; }
.c-form-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); padding: 30px 30px 32px; }
.c-form-card h2 { font-size: 23px; color: var(--navy); margin: 0 0 6px; }
.c-form-card .l-sub { font-size: 14.5px; color: var(--slate); margin: 0 0 22px; line-height: 1.5; }

/* ── Monitor extras (watchdog signup) ─────────────────────────────────── */
.mq { border: 1px solid var(--line); border-radius: var(--radius); padding: 12px 14px 14px; margin-top: 14px; }
.mq legend { font-family: var(--sans); font-weight: 600; font-size: 0.92rem; color: var(--ink); padding: 0 6px; }
.mq-opts { display: flex; gap: 10px; margin-top: 4px; }
.mq-pill { display: flex; align-items: center; gap: 7px; flex: 1; border: 1px solid var(--line); border-radius: var(--radius); padding: 9px 12px; cursor: pointer; font-weight: 500; transition: border-color .15s, background .15s; }
.mq-pill:has(input:checked) { border-color: var(--brass); background: rgba(193,154,75,0.08); }
.mq-pill input { accent-color: var(--navy); }
.mq-help { font-size: 0.82rem; color: var(--slate); margin: 8px 2px 0; }
.mq-check { display: flex; gap: 9px; align-items: flex-start; margin-top: 13px; font-size: 0.9rem; line-height: 1.45; color: var(--ink); cursor: pointer; }
.mq-check input { margin-top: 3px; accent-color: var(--navy); width: 16px; height: 16px; flex: none; }
.mq-check a { color: var(--navy); }
.mq-check.consent { font-size: 0.82rem; color: var(--slate); border-top: 1px solid var(--line); padding-top: 13px; }
.opt { color: var(--slate); font-weight: 400; }

/* ── Footer ───────────────────────────────────────────────────────────── */
footer.site { background: var(--charcoal); color: rgba(247,243,236,0.7); padding: 56px 0 40px; }
.foot-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 28px; align-items: flex-start; }
.foot-brand .mark { font-family: var(--serif); font-weight: 700; font-size: 22px; color: var(--bone); }
.foot-brand .tag { font-family: var(--serif); font-style: italic; font-size: 16px; color: var(--brass-hi); margin: 8px 0 0; }
.foot-meta { text-align: right; font-size: 14px; line-height: 1.7; }
.foot-meta a { color: var(--brass-hi); text-decoration: none; }
.foot-meta a:hover { text-decoration: underline; }
.foot-line { height: 1px; background: var(--line-dark); margin: 30px 0 22px; }
.disclaimer { font-size: 12px; line-height: 1.6; color: rgba(247,243,236,0.5); max-width: 760px; }
.foot-copy { font-size: 12px; color: rgba(247,243,236,0.45); margin-top: 16px; }

/* ── Responsive ───────────────────────────────────────────────────────── */
@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .why-block { grid-template-columns: 1fr; }
  .why-compare { border-left: 0; border-top: 1px solid var(--line-dark); }
  .savings-grid { grid-template-columns: 1fr; gap: 30px; }
  .guides-list { grid-template-columns: 1fr; gap: 0; }
  .ryan-grid { grid-template-columns: 1fr; gap: 36px; }
  figure.portrait { max-width: 340px; }
}
@media (max-width: 820px) { .contact-grid { grid-template-columns: 1fr; gap: 30px; } }
@media (max-width: 760px) {
  body { font-size: 16px; }
  .wrap { padding: 0 20px; }
  section.band { padding: 60px 0; }
  .hero { padding: 54px 0 66px; }
  .steps { grid-template-columns: 1fr; border-top: 0; }
  .step { padding: 26px 0 10px; border-top: 1px solid var(--line); }
  .step + .step { border-left: 0; padding-left: 0; }
  .why-copy { padding: 40px 28px; }
  .why-compare { padding: 32px 28px; }
  .lead .row { grid-template-columns: 1fr; }
  .art-head { padding: 44px 0 48px; }
  .art-body { padding: 40px 0 56px; }
  .art-body p { font-size: 17px; }
  .rel-grid { grid-template-columns: 1fr; }
  .foot-top { flex-direction: column; }
  .foot-meta { text-align: left; }
  .stepb { grid-template-columns: 1fr; gap: 12px; }
  .stepb .snum { font-size: 32px; }
}
@media (max-width: 640px) { .methods { grid-template-columns: 1fr; } }
@media (max-width: 600px) { .price-cards { grid-template-columns: 1fr; } }
@media (max-width: 560px) { .vals { grid-template-columns: 1fr; } }
@media (max-width: 480px) { .row { grid-template-columns: 1fr; } }

/* ── Motion (v2.2) — restrained, luxury-grade; fully disabled for
      prefers-reduced-motion. Scroll-reveal only activates under html.rv-on
      (set by /assets/site.js), so content is never hidden without JS. ────── */
::selection { background: rgba(193,154,75,0.3); color: var(--charcoal); }
:focus-visible { outline: 2px solid var(--brass); outline-offset: 2px; }
[id] { scroll-margin-top: 84px; } /* anchored sections clear the sticky header */
.skip {
  position: absolute; left: -9999px; top: 0; z-index: 200;
  background: var(--brass); color: var(--navy-deep); font-weight: 700;
  padding: 10px 18px; border-radius: 0 0 3px 0; text-decoration: none;
}
.skip:focus { left: 0; }

/* hero entrance — one quiet rise on load */
@keyframes rise { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.hero .eyebrow    { animation: rise .6s cubic-bezier(.22,.7,.3,1) both .05s; }
.hero h1          { animation: rise .65s cubic-bezier(.22,.7,.3,1) both .14s; }
.hero .subhead    { animation: rise .65s cubic-bezier(.22,.7,.3,1) both .24s; }
.hero .truthline  { animation: rise .65s cubic-bezier(.22,.7,.3,1) both .32s; }
.hero .hero-pts   { animation: rise .65s cubic-bezier(.22,.7,.3,1) both .4s; }
.hero .lookup     { animation: rise .7s  cubic-bezier(.22,.7,.3,1) both .3s; }
.art-head h1         { animation: rise .6s cubic-bezier(.22,.7,.3,1) both .08s; }
.art-head .standfirst { animation: rise .6s cubic-bezier(.22,.7,.3,1) both .18s; }

/* scroll-reveal — sections drift up as they enter (gated on html.rv-on) */
html.rv-on .rv { opacity: 0; transform: translateY(16px); transition: opacity .6s ease, transform .7s cubic-bezier(.22,.7,.3,1); }
html.rv-on .rv.rv-in { opacity: 1; transform: none; }
html.rv-on .rv:nth-child(2) { transition-delay: .07s; }
html.rv-on .rv:nth-child(3) { transition-delay: .14s; }
html.rv-on .rv:nth-child(4) { transition-delay: .21s; }

/* quiet hover finishing */
a.guide-row .gt, .rel-card .rt {
  background-image: linear-gradient(var(--brass), var(--brass));
  background-repeat: no-repeat; background-size: 0% 1px; background-position: 0 100%;
  transition: background-size .35s cubic-bezier(.22,.7,.3,1), color .15s ease;
  padding-bottom: 2px;
}
a.guide-row:hover .gt, .rel-card:hover .rt { background-size: 100% 1px; }
.lookup, .c-form-card { transition: box-shadow .3s ease; }
.lookup:focus-within, .c-form-card:focus-within { box-shadow: 0 10px 32px rgba(10,31,53,0.10); }
.btn { transition: background .22s ease, border-color .22s ease, color .22s ease, box-shadow .25s ease; }
.btn-brass:hover { box-shadow: 0 6px 20px rgba(193,154,75,0.28); }

@media (prefers-reduced-motion: reduce) {
  .hero .eyebrow, .hero h1, .hero .subhead, .hero .truthline, .hero .hero-pts, .hero .lookup,
  .art-head h1, .art-head .standfirst { animation: none; }
  html.rv-on .rv { opacity: 1; transform: none; transition: none; }
  .nav-links, .nav-links a.link, .nav-burger span { transition: none !important; }
  a.guide-row .gt, .rel-card .rt, .btn, .lookup, .c-form-card { transition: none; }
}


/* ── Whimsy (v2.3) — line-art wit, luxury register ────────────────────── */
.hero-art { display: none; } /* retired — estate now lives under the lookup card */
.step-art { width: 44px; height: 44px; display: block; margin: 0 0 10px; opacity: .85; }
.fc-art { width: 40px; height: 40px; display: block; margin: 0 0 14px; }
.foot-brand .made { display: flex; align-items: center; gap: 8px; font-size: 13px; color: rgba(247,243,236,.65); margin: 14px 0 0; }
.foot-brand .made .peach { width: 18px; height: 18px; flex: none; }
footer.site .made { display: flex; align-items: center; gap: 8px; font-size: 13px; color: rgba(247,243,236,.6); margin: 18px 0 0; }
footer.site .made .peach { width: 18px; height: 18px; flex: none; }
@media (max-width: 920px) { .hero-art { display: none; } } /* keep the mobile fold tight */


/* finish pass: hero right-column figure, band seams, art-head watermark */
.hero-right { display: flex; flex-direction: column; gap: 20px; }
.card-note {
  font-family: var(--sans); font-size: 11.5px; font-weight: 600; letter-spacing: .14em;
  text-transform: uppercase; color: var(--slate); text-align: center; margin: 2px 0 0;
}
section.band.white + section.band.white, section.band.bone + section.band.bone { border-top: 1px solid var(--line); }


/* ── Print (methodology "Download PDF" — render as a clean document) ──── */
@media print {
  @page { margin: 18mm 16mm; }
  html, body { background: #fff !important; }
  body { color: var(--ink); font-size: 11.5pt; line-height: 1.5; }
  header.site, .cta-inline, .related, .pdf-link, .crumbs, .faq-wrap,
  footer.site { display: none !important; }
  a { color: var(--navy) !important; text-decoration: none; }
  .wrap, .col, .col > * { max-width: 100% !important; }
  .art-head { background: #fff !important; color: var(--navy) !important; padding: 0 0 16px; margin-bottom: 6px; border-bottom: 2px solid var(--brass); }
  .art-head h1 { color: var(--navy) !important; font-size: 29pt; line-height: 1.04; margin-bottom: 12px; }
  .art-head .standfirst { color: #2a3340 !important; font-size: 12.5pt; }
  .art-meta { color: #6b7280 !important; margin-top: 14px; }
  .art-meta .dot { color: var(--brass) !important; }
  .art-body { padding: 16px 0 0; }
  .art-body h2 { color: var(--navy) !important; font-size: 16.5pt; margin: 24px 0 10px; break-after: avoid; page-break-after: avoid; }
  .art-body h2:first-child { margin-top: 0; }
  .art-body h3 { color: var(--navy) !important; margin-top: 16px; break-after: avoid; page-break-after: avoid; }
  .art-body p, .art-body li, .lede { color: var(--ink) !important; }
  .lede { font-size: 12.5pt !important; }
  .formula, .callout, .tldr, .method { box-shadow: none !important; }
  .formula, .wex, .callout, .tldr, .verdicts li, table, .print-cite, .methods, .method { break-inside: avoid; page-break-inside: avoid; }
  .methods { gap: 12px; }
  .print-only { display: block; }
  .print-cite { margin-top: 32px; padding-top: 20px; border-top: 1px solid var(--line); }
  .print-cite h2 { font-family: var(--serif); font-weight: 600; font-size: 15pt; color: var(--navy); margin: 0 0 14px; border: 0; padding: 0; }
  .print-cite .k { font-size: 8.5pt; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--brass); margin: 0 0 5px; }
  .print-cite .cols { display: flex; gap: 26px; }
  .print-cite .cols > div { flex: 1; }
  .print-cite .cols p { font-size: 9.5pt; color: #2a3340; margin: 0; line-height: 1.45; }
  .print-cite .attribution { font-style: italic; font-family: var(--serif); font-size: 11pt; color: var(--navy); border-left: 3px solid var(--brass); padding-left: 14px; margin: 0 0 20px; }
  .print-foot { margin-top: 22px; padding-top: 10px; border-top: 1px solid var(--line); font-size: 8.5pt; color: #6b7280; display: flex; justify-content: space-between; gap: 16px; }
}